The silver-buying industry runs on small print. We don't. InstaSilver exists because too many people selling inherited or unwanted silver get quoted a headline rate — “up to 88%”, “up to 95%” — and then watch it shrink at settlement behind weight bands, “non-pure deductions” and “refining adjustments”.
One number — 80%
We publish 80% of the live spot price and we pay 80%. The same number for £50 of silver as for £5,000. The same number whether you're sending 925 sterling or 999 fine. The same number whether spot is rising or falling — locked the moment we issue your shipping label.
Why 80% and not 95%?
Because we run the actual business. Refining costs money. Insured tracked shipping both ways, professional XRF testing and fast bank payments cost money. Add a fair margin and you reach 80%. Anyone advertising 95% is either applying deductions you'll only discover on arrival, or isn't telling you the whole story. We'd rather publish the real number.
Built for speed
We're physically in Sheffield — minutes from the assay office that's been hallmarking British silver since 1773. Your parcel arrives, gets XRF-tested the same day, and your offer is emailed to you. Accept it and a Faster Payment reaches your bank within 24 hours of your silver arriving (weekdays).
Free to change your mind
If our offer isn't right for you, say no — and we send your silver back, tracked, signed-for, free of charge, within two working days. No fees, no forms, no chasing. We only melt once you say yes.