The silver-buying industry runs on small print. We don't. InstaSilver exists because too many people selling inherited or unwanted silver get quoted a headline rate: “up to 88%”, “up to 95%”, then watch it shrink at settlement behind weight bands, “non-pure deductions” and “refining adjustments”.
One number, 80%
We publish 80% of the live spot price and we pay 80%. The same number for £50 of silver as for £5,000. The same number whether you're sending 925 sterling or 999 fine. The same number whether spot is rising or falling: locked the moment we issue your shipping label.
Why 80% and not 95%?
Because we run the actual business. Refining costs money. Insured tracked shipping both ways, professional XRF testing and fast bank payments cost money. Add a fair margin and you reach 80%. Anyone advertising 95% is either applying deductions you'll only discover on arrival, or isn't telling you the whole story. We'd rather publish the real number.
Built for speed
We're physically in Sheffield, minutes from the assay office that's been hallmarking British silver since 1773. Your parcel arrives, gets XRF-tested the same day, and your offer is emailed to you. Accept it and a Faster Payment reaches your bank within 48 hours of your silver arriving (weekdays).
Free to change your mind
If our offer isn't right for you, say no, and we send your silver back, tracked, signed-for, free of charge, within two working days. No fees, no forms, no chasing. We only melt once you say yes.